Old Navy Credit Card – Reward Yourself

Old Navy Visa

UPDATED December 8, 2017 – If you love to shop, you’ll love the Old Navy Visa! This Visa CC gives you great rewards on a regular basis, based on your spending. The participating stores have great and frequent sales and sometimes hold cardholder exclusive deals.

Card Offers

There are two CC’s that you can apply for. The first is store card that can be used in store and any affiliated stores such as The Gap, as well as online. Second is the Visa option. With this card you will earn 5 points for every dollar spent  in-store or with an affiliate, as well as one point for every dollar spent anywhere else.

Oldnavy credit cardThey both offer great rewards and benefits, but there are a few differences. Set up your online profile to see which credit card is best for you.

The first is a retail account, for in-store or online purchases only. The second card option is the Old Navy Visa that allows you to earn reward points anywhere that accepts Visa CC’s.  With both cards, there are no hidden fees and for every dollar you spend you earn points to redeem for cash!

As a cardholder members receive 20% bonus points for each quarter, free shipping and alterations at participating stores. Visit OldNavy.com to create your online profile and to begin redeeming your reward points.

Old Navy Visa Credit Card Benefits

  • 15% discount on your first in-store, Gap, Athleta or Banana Republic purchase.
  • Earn 5 points for every dollar spent
  • Earn 500 points and redeem a $5 rewards card at any company store
  • Spend $500.00 and get the Rewards Card
  • Sign up for the paperless billing and receive a $10 credit to use on your next shopping trip
  • Opt-in for email updates to earn another 500 bonus rewards

This CC is a must have for anyone that shops frequently at Old Navy, Gap, Banana Republic or any affiliated stores. When shopping online you can even use this card to get extra reward points.

To apply, go to their website and apply for this CC. After you make purchases use your online account to check your reward points balance. Be sure to also make your payment on time to avoid any adverse fees.


old navy credit card loginOld Navy Credit Card Login

If you are wanting to apply for this Visa, simply visit OldNavy.com and click the “Credit Card” button at the top of the home page. You will be required to enter personal information so they can run a credit score check.

If you are approved, you will then be able to create your online account. Choose a username that is easy to remember and for identity theft protection choosing a password that includes numbers, letters, and special characters is important to prevent identity theft. You now have full access to your online account.


  • Activate your card
  • View statements and check your balance
  • Make a payment online
  • Enroll in paperless billing statements


You will want to make your  payment on time, but even you are a little late sometimes, the minimum late payment fee is quite low. If you ever encounter an issue with your online account, contact Customer Service and they will guide you through your issues.

Login Issues

If you forgot your username, please see Username Recovery 
If you forgot your password, please see Reset Your Password


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