NetSpend Login – Help with Activation and Reload Money
UPDATED: January 30, 2019 – The prepaid debit card market has exploded in recent years. Many reports show that 50% of Americans are now purchasing prepaid debit accounts each year. This seems like extremely high usage but considering that 68 million people in the U.S. do not utilize traditional bank accounts or services offered by CC companies. NetSpend shares space with OneVanilla, AceEliteCard and RushCreditCard.com.
Pros to NetSpend Activation
This prepaid Visa is one of the bigger players in the industry. They became a popular option for those with poor credit scores and are not able to access low interest CC’s with 0% APR offerings. Because it is funded by your own bank or a direct deposit from your employer, it makes overspending impossible, as it will only allow you to spend what you have.
It also does not require a credit report check which can prove helpful for some. However, because there is no reporting done by the credit bureaus, it does not allow for credit repair.
Because the product functions in the same way as a typical Visa or Mastercard, and is generally issued by major CC companies, users have reported that they have found it useful to utilize their prepaid account to pay for goods where cash is not accepted.
The company offers a suite of prepaid CC services that includes:
- Receiving payments faster
- Safely paying bills
- No Credit Checks
- No Minimum netSpend Balance
- Managing your online profile with their mobile app
Managing Your finances with NetSpend Login
Signing up for an online profile gives you easy access to your finances from anywhere with internet access. You can check your netSpend balance, handle online bill paying arrangements via FlashPay, move money to another institution, and pay outstanding bills such as rent.
You can choose between:
- Premier FeeAdvantage*
- FeeAdvantage
- Pay as you go
*To qualify for the Premier plan you must meet the minimum requirement of cash deposited through direct deposit. It is very important to read the fine details of each level as they have a substantially different set of fees that apply to each category.
Skylight PayOptions
One of the many card options that this company provides is Skylight One. Skylight PayOptions is a way to do paperless payroll. This is an account that allows employers to pay their employees via direct deposit instead of by cutting checks. It reduces paper waste the potential cost of cutting checks, yet includes full program management including implementation, support training and marketing services.
For the employees, it saves time by not requiring you to stand in a line to cash your check and reduces costs by not requiring possible check cashing fees. This program also implements money management tools, helping employees to track and control their spending.
Activation and Reloading Funds
Once you have completed your netSpend activation, you can easily add and reload funds by using a multitude of sources including, but not limited to PayPal, direct deposit, check deposit and via one of their reload locations. The Reload Location map on www.netspend.com lists all of the nearby reload locations based on your zip code or city and state.
Settled Charges
On June 15, 2017, the Federal Trade Commission announced that NetSpend would be providing refunds to settle charges that people couldn’t access their netSpend balance from their accounts. If you are one of the many that are eligible for this refund, you would’ve been reached out to via email and mail. In both notices, you will receive either a paper or online form of a free refund request with instructions indicating how to fill it out.
Because this company specializes in prepaid cards for costumers that don’t have bank accounts, being unable to access funds meant that some of those users may have been left with nothing to their name. Of the excess of $40 million in funds belonging to these users, only $3.6million has been able to be accessed. The company says that they will continue working with those users and returning the money to whom it belongs.
In addition to not having the ability to possess their full assets associated with their accounts, many of these cardholders were also charged wrongful insufficient funds fees. In order to resolve this, the company plans to refund the $13 million in fees charged before August of 2016 in hopes that they will not lose all trust from their customers.
Company Contact Information
Email: customer service@netspend.com
Telephone number: 1-86NETSPEND (1-866-387-7363
Mailing address: P.O. Box 2136. Austin, TX. 78768-2136
Website: www.netspend.com
For All Subscribers
To reset your username or password, please see the Reset Password link on the homepage.
NOTE: We are not affiliated with NetSpend, and you should NOT contact us with any sensitive information that is of a personal nature. We are merely a resource that provides information.
I tried to activate my netspend card had a problem because I put in the wrong social security card number so will have to activate my card
Hi Patricia – If you have any trouble activating your card, please contact Customer Service at 1-866-387-7363. Cheers!
Card is activated just trying to check balance
Ive been trying for 2 days to sign up for the text me now app and I call customer service they said my phone was activated and I’m still not getting no texts coming through my phone
What’s my balance
Hi Vernessa – You can access your account online to check your balance online. Should you need any further assistance, please contact Customer Support.
I need to know how to check my balance. Can you please help.Thank you!
Can I get my money that comes from surveys on my card
I have my own net spend card how can I check my balance on line
Hi Dorothy – You can check your balance online once your have logged into your account.
How do I check my balance?
I already have a Netspend Debit Card (mastercard), how can I check my balance online!!
I purchased my card at a local convenience store, so it doesn’t have my name on the front of my card. I requested my tax return to be direct deposited to my card. Will there be a problem being that it isn’t personalized with my name on it? Also; if my return is scheduled to be deposited on the 16th of March, when will I receive it? Or what will I have/need to do? Thanks!!
How to check my balance. ..it’s impossible to access my balance…n If I call I’m charged 50 cents wth….
Hi Josie – Sorry to hear you are having trouble checking your balance with your netSpend login. The Customer Support team will be better able to assist. They can be reached at 866-387-7363.
I’ve been trying for 2,*hours to check my netspend balance for 2 hours now and it won’t even let me log in
Need to know how to get balance on my card
Same here
how to close my account
The getting paid up to 2 days before payday isn’t true I haven’t got paid 2 days faster. Then I pay a 9.95 fee each month to not pay a fee every time I use it but I still get charged a fee. I can’t check my account. Not happy with netspend.
My account was canceled I’m waiting for a new one but I need some money now so can I western Union some money even though mycard was cancelled
why cant i use my netspend balance for uber?
Where can a go to put money on my card?
What happens if you overdraft. Are u charged an overdraft fee..
I can not remember my login info…, I double checked my netspend activation. i’ve called before but I want to save money by checking balance online.. Igot a new job 2 wks ago and filled out the form for direct deposit. it wasn’t on there wen I called yesterday.
It’s says u get paid up to two days earlier before your payday when’s the latest on that day you’ll get paid
I do not want any thing to do with another credit card, so please cancel any or everything that I have ordered in the past. I have to many credit cards already. Thanks,
can I send my directly from my bank account to my daughter’s card?
How do I add money to someone else’s account
Can I hand deposit more funds? I am set up with direct deposit but would like to deposit more funds into the account. Am I able to do this and if so what locations?
Can I get money from the ATM? and if so at what bank
Hi I try to get cash from the ATM, and can’t get anything so what can I do
Can my friend transfer money to my account using a mastercard?and how to
How long does it for my card to get here and how do i activate it when it arrives?
Netspend don’t do nothing but take peoples money i put in a dispute and i was tild to call back on the 11th of may and i did and was told that they need more time that who ever they let get my money had not replaided today when i call i was told that the Merchant did not have my athorizion to take my money but netspend was not going to return my money to me i am disabled on a fixed income they dont care about no one but there self God know what’s wright and you know y’all wrong i pray for y’all
So you wouldn’t recommend me to get netspend MasterCard??
I’m trying to get my Routing and Account number to my card..thanks
Every attempt to log in/register my card online has failed. I do not want to pay a fee each time I check my balance. This account is more of an inconvenient than I thought.
My God just read the replies I think this may be a mistake I also I also have a card Brinks unauthorized transaction ON THE 7/10/18 how to get a NetSpend card to be able to get money out of my account mind you all the fees they charge me problem after problem
How do I get the Net Spend app And when I go to Net Spend.com to get into my account so I can do the overdraft protection it won’t let me get into it
I put money on my card and I’m trying to make a payment and it saying I don’t have nothing
iagree with everyone that has any negative complaints towards Netspend ,they wont let me log in to my account to check my balance ( because its free) they make it take up ALOT of my time and put me in an irritated and frustrated frame of mind, i deeply regret opening an account with them ,n0w with voicing my opinion ill probely really get the fees and the screws put to me.
I’m also having a hard time getting my balance. Just starting using my card today and already having second thoughts about this.
I’m trying to find out where a transaction was made. I called but I can’t understand what she says and I have a different email so I can’t log in. I forgot my password.
I cannot send my documents to my reference number given to me to activate my pre paid cards I need the link this is totally ridiculous my money 600+$ is on cards I can’t use 😡😡😡😡
How can i see my billing address
How do I find my routing number for my card? I want to have a direct deposit.
Im supposed to be getting paid from my job when will my money hit my card i need it and want my money