UPDATED: April 26, 2018 – Just about every major retail store chain these days seems to have their own credit card offers. The MyKohlsCharge card is not known for being one of the best if you are looking for a fancy new low-interest card. The 0% Annual fee card does, however, offer members exclusive stackable discounts which include their popular “Kohl’s Cash” and Yes2You Rewards programs and it’s easy to apply for and pick up at your local store.
After you apply and have been accepted, you can register online, which allows you to easily make MyKohl’sCharge Payments, request a credit line increase, track your purchases and receive paperless statements.
Save time and money by avoiding lines at the store or at the post office. A handy app permits access to your account on your mobile device where you can track shipments, make returns, file rebates, view your transaction history and contact customer service day or night.
Credit Score Requirements
You don’t need a perfect score to get accepted for this particular account, though many customers have reported needing a credit score of 580 or better. One person reported getting denied with a credit score of 570 and three months later was accepted with a score of 610. Others seem to be using this account to help rebuild their credit.
If you are looking for a free credit report, there are a few good companies out there that would be worth checking out. If you’re interested in more information, we have written some helpful articles including CreditKarma, Quizzle and how to improve your credit score.
How to Access your Kohls Credit Card Login
- Visit credit.kohls.com to login
- Create a password that contains uppercase, lowercase, a symbol, and numbers and be at least 8-digits long
- Click ‘Submit’
Please note that your Username is not your email address.
If you have already created one and cannot remember it, you can request your username by entering your 12-digit mykohlscharge number and answering a couple security questions.
Once you are logged into mykohlscharge, you can easily make your payment online for free 24-hrs a day.
You can also set up automatic payments online to save on late fees and maintain your linked bank account information, though it’s important to note that you must use a bank account to pay your balance. In addition to all of the other online features, you can also set notifications to be sent through text to your mobile device, provide online reviews for products, as well as track and redeem your Yes2You and Kohl’s cash rewards!
After you’ve applied and received the good news that you’ve been accepted, a 15% discount will arrive in the mail with your shiny new card followed by a 20% discount on your first purchase made. At least once a month you will be sent stackable discount coupons, that can be up to 30% for each.
One of the big complaints seen in the MyKohlsCharge reviews is that it has a steep interest rate of 24.99%. Also, it lacks any points system or cash back features. It also lacks a lot of the advanced features of other companies offer such as no balance transfer or cash advances.
With such a high-interest rate, it’s important to be very careful of carrying a high balance. The interest charged by the card can quickly wipe out all the saving you managed to accumulate through coupons and discounts.
Many people find that simply using a 0 APR or cash back card will offer better savings. This is not the best option for everyone so be sure to check out our other reviews before committing.
To learn more about the Fees associated with your MyKohlsCharge card, see their Cardmember Agreement here.
As of September 2017, a beautiful partnership began that allows you to not only shop from a variety of Amazon devices, but also return any amazon purchases for free, all within the Kohl’s store.
When you’re ready to make a return, just take the following steps:
- Go to the Amazon homepage and be sure to log in to your account
- Click the “Orders” tab in the top right
- Scroll until you find the item you wish you return
- Click the “Return or replace” tab
- Select the box on the left of the item(s) that you wish to return
- Use the dropdown menu on the right to indicate your reason for returning each item and describe your issue, if required
- Select where you’d like your refund for each item to go (amazon gift card or original payment method)
- When asked how you’d like to make the return, select “Kohl’s Dropoff”
- Specify the desired location
- Click the “Print Label & Instructions” tab
Be sure to note the date in which you must send in your return by. Once you’ve finished all of these steps, you can simply bring your items into the store you chose previously and it’s all free of charge!
About The Company
This American retail chain corporation is headquartered in Menomonee Falls, Wisconsin. The company was founded in 1962 and, as of 2013, became the second largest retail sales store in the United States. The retailer operates 1,162 stores across 49 different states. Aside from that, it also has expanded to its own online retail store where you can browse and shop for most products from the comfort of your own home.
Find the answers to many FAQs here.
Contact Customer Service at: 855-564-5705
N56 W17000 Ridgewood Drive
Menomonee Falls, WI 53051
Po Box 2983
Milwaukee, WI 53201-2983
For forgotten login credentials, please click here to reset your username or password.
NOTE: We are not an affiliate with Kohl’s Department Store, and you should NOT contact us with any sensitive information that is of a personal nature. We are merely a resource that provides information.