UPDATED: February 28, 2018 – Holding a department store charge card can be beneficial to building a new credit history or rebuilding credit history. It can give you the option to make a purchase now, even when you’re low on cash, and paying later. It also allows you to make payments over time, which can help if you have large purchases to make.
Dillards is a department store chain with over 300 stores in 28 states across America. The company has been providing quality, stylistic products since 1938. Today, they carry name brand clothing and shoes for women, men, teens, and children, handbags, accessories, beauty products, and products for your home. Their products can be purchased at one of their locations across the States or from their online shopping center.
Two Cards, Different Benefits
The company offers a choice of charge cards, and each carries its perks.
The Dillards American Express Classic allows you to earn reward points that will earn you a selection of 10% off shopping at the store or a $10 reward certificate to be used when you make a purchase. It also will earn you exclusive invitations for shopping events and offers that you can access one day earlier than those without a card, and special amenities for traveling and more offered through online account access.
Dillards American Express Elite card, which provides you with all the benefits of the Classic card plus free standard shipping and gift wrapping, monthly bonus reward offers, private shopping event invitations, and a dedicated customer service number. Either choice will allow you to have an American Express credit card that will earn you more savings for shopping with the company or other places designated in the U.S.
When you use your Dillards Classic credit card, you will earn two reward points for every $1 of purchases at all retail locations and all gas stations and grocery stores in the U.S.
With the Elite card, you earn the bonus points for using your card everywhere American Express is accepted. When you reach 1,500 reward points, you will receive the 10% off shopping or a $10 reward certificate for shopping. The reward system added to the other benefits of special offers and invitations to sales events can add up to save you money for spending. There are no annual fees, and there are options for financing for 12 to 24 months on select purchases
Having a department store cc means the interest rates can be higher. You want to keep track of your spending and pay it off as soon as possible to avoid paying more. Financing may not be available on all purchases.
Managing Your Bills Online
With a Dillards credit card login, individuals can easily track purchases and access to records. Members can also use the website to pay for purchases. It makes shopping, account management, and payment a breeze for you.