UPDATED March 4, 2018 With many hourly wages and salaries at a standstill, millions of households are relying on credit cards to make ends meet. Research shows that although wages have increased by 28%, the cost of living continues to outpace wages at 30%.
Fortunately, by using credit cards, many households can get the essentials they need until they get a raise or until they add additional income to their family’s budget. Americans continue to choose the Choice Privileges Visa credit card.
The card is offered by Choice Hotels, making it an excellent option for individuals who travel a lot. The company is a Maryland-based company that owns a suite of properties, including Comfort Inn, Sleep Inn, Cambria Hotel & Suites, and Suburban Extended Stay hotels.
Anyone who owns this card can make purchases across the world with the reassurance of knowing that their purchases will be paid for by one of the leading issuers in the world; that brings cardholders peace of mind.
However, the fact that the cc is Visa backed isn’t the only benefit of owning it. The following are a few reasons why you should consider holding this cc.
You get rewards based on your spending habits. In fact, if you spend $1,000 in the first 90 days, you’ll get 32,000 rewards points. Earning 32,000 rewards points is the equivalent of a free four-night stay.
You get discounts at properties when you use the membership to secure a room at one of Choice’s properties, you get a discounted rate.
You can streamline check-ins and check-outs at the companies properties. When you book your reservation with your membership card, you have fewer forms to complete when you check-in and check-out. The ability to streamline the process of checking in and out is beneficial to business travelers who are pressed for time.
There are many other benefits associated with this account not outlined here. If you are considering applying for this membership, compare the benefits to the following drawbacks to getting a better idea of the benefits.
Some of the Downsides
There are many reviews online highlighting the drawbacks of owning this cc, including some of the following.
You only get the benefits at select properties. If you are a business person or someone who travels, then you want to get rewards for your purchase no matter where you stay. Unfortunately, you can’t do that when you have the Choice Visa, even though other offers you that flexibility.
You have to spend a lot to accumulate a lot of rewards points. When you own it for the rewards, then the ability to collect substantial rewards is important to you. Unfortunately, rewards accumulate at a rate of about 1.6%, requiring you to spend a lot to earn points.
You may wait six weeks to get points. As a card that caters to travelers, the ability to use the points they’ve accrued matters a great deal. Unfortunately, it takes the company up to six weeks to credit cardholders points. A six-week delay can negatively affect your travel plans.
Of course, in some instances, the drawbacks of owning the card may not affect you. With that in mind, you should choose a cc that complements your financial and travel objectives.
Managing Your Online Account
You can easily manage your account by visiting ChoicePrivilegesVisa.com. Once you are there, you enter your Choice Privileges Visa login to access your account. Here you access to routine management tasks like reviewing your transactions, paying your bill, and updating your personal information. You can also access the site from your mobile device when you’re on the go.
Having Issues with Your Account?
Can’t remember your User Id? Username Recovery
Have you forgot your password? Reset Your Password
NOTE: We are not an affiliate with Choice Hotels. You should NOT contact us with any sensitive information that is of a personal nature. We are merely a resource that provides information.