UPDATED April 15th, 2018 Credit cards, store cards, and prepaid cards allow consumers to make purchases when they don’t have cash on hand. More and more people are beginning to prefer the security “plastic” offers over traditional money.
The retailer offers consumers three types of store charge cards: Belk Rewards, Belk Premier, and Belk Elite. All of three cards can be used to make purchases at any of the companies retail store or on their website. People who have these cards also get the benefit of taking advantage of other promotions advertised throughout the year.
Why This Might Be A Good Card For You
The cards feature a loyalty plan that allows users to earn points they can use to make purchases, receipt-free returns, no annual fee, easy online account management, and zero fraud liability. The other cards offer customers more opportunities to save money and more opportunities for rewards.
The Belk Rewards
This Card is the first among the three offerings at Belkcredit.com. With this card, cardholders can begin earning points as soon as they get their card. For each $1 users spend on purchases, they get 1 point towards a discount on a future purchase. For every 400, customers receive $10 off of a future purchase.
The Belk Premier
Cardholders get all the same features of the Belk Rewards but also get additional features, including special financing with the Flex Pay Plan, Premier Savings days, and special savings offers exclusively for Premier cardholders. Cardholders earn these benefits by spending at least $600 in a calendar year.
The Belk Elite
To qualify for this offer you must spend at least $1,500 in a calendar year. By spending more money with Belk, Premier cardholders can earn triple points that never expire. They also receive a 20% coupon quarterly and a 20% coupon on their birthdays. Other benefits of having the card include free shipping on in-store orders and orders placed online.
Although having one of the store cc is a convenient way to shop in-store and online, there are some drawbacks to having the card. For starters, the interest rate charged to the card is almost 25%. With Elite cardholders forced to spend $1,500 each year, the cost of using it can add up quickly.
Another drawback is the fact that cardholders can only use the card at the company stores. Unlike credit cards and prepaid cards, cardholders don’t have the flexibility to use it wherever major credit cards are accepted.
Managing Belk Credit Card Login
Once a cardholder receives their card in the mail, managing their account can start immediately. From the companies website, users can just click “Belk Rewards Card” at the top of the homepage to access their account. Of course, first-time users will have to select “Register Here” to set up their account. Returning customers can use their login credentials to access their account using the same feature. Once there, they can make payment, check their balance, look at how many points they’ve earned, check recent activity and more.
Trouble with Accessing Your Account
If you need your Login, please see Username Recovery
If you forgot your password, please use Reset Your Password
Note: We are not an affiliate with Belk, and you should NOT contact us with any sensitive information that is of a personal nature. We are merely a resource that provides information.