Millions of Americans own multiple credit cards. They have major credit cards and store-branded credit cards. In fact, many Americans use their credit cards responsibly by remaining significantly under their available credit line. When they need to make a big purchase, many people pay their balance down before the end of their billing cycle to avoid large interest payments. We are in no way affiliated with Maurices Credit Card Payment services, continue reading for Maurices Credit Card Login access.
Contrary to public opinion, credit cards aren’t bad. They are a part of America’s culture. One credit card that is popular among people with a sense of fashion is the Maurices’ credit card.
Maurices, a women’s clothing store based in Duluth, Minnesota. The brand has retail outlets throughout the United States. The store offers a store-branded credit card backed by Capital One.
Benefits of a Maurices’ Credit Card
The Maurices’ credit card allows people to get fashion-forward clothing when they need it with the swipe of a card. Cardholders can save on shipping when they order their products online. When cardholders get their credit cards, they get an instant discount of 15% off of their first order. Maurices also offers additional ways cardholders can save money and extra perks for cardholders throughout the year. The following are a few other benefits of having a Maurices’ credit card:
- Online bill payment
- Notification of sales and promotion in advance
- No annual fee
- The ability to add authorized users to the account
- 10% on first in-store purchase
- Helps build credit for people who lack credit
Maurices’ credit card is a great way for someone who lacks credit to build their credit history. As a store-branded credit card, it doesn’t impose stringent credit requirements for approval like most major credit cards. As such, parents who are interested in helping their children build their credit history can help them do so with a Maurices’ credit card.
Drawbacks of a Maurices’ Credit Card
People who sign up for credit cards understand that there are trade-offs when it comes to owning any particular card. Specifically, companies that offer credit cards do so to increase brand loyalty. As such, people may view some aspects of the card a drawback.
Maurices’ credit card charges an interest rate of 24.99%. At such a high rate, people who carry a high balance may find that a minimum monthly Maurices Credit Card Payment will do little to pay down their high balance.
Maurices does not offer an introductory interest rate. Many companies that provide a store-branded credit card or a major credit card offer little to no interest rate period in the beginning. In the absence of a low or no interest rate period, cardholders are always paying interest if they carry a balance on their card. Unfortunately, without the low or no interest rate period, many cardholders don’t have an interest-free period to “try out” their card.
Another drawback of the credit card is the fact that members can’t transfer their balances. As a store-branded credit card, the card is exclusively for Maurices purchases. Cardholders don’t get the benefit of transferring balances from other credit cards like they do when they have a major credit card.
Managing a Maurices Credit Card Login
With Maurices providing online management, many cardholders will find it easy to remain on top of their credit card usage. Using the Maurices credit card login, they can make their Maurices credit card payment, request a credit line increase, review their statement, and do a host of other activities. Cardholders can access the Maurices credit card login by visiting Maurices’ website.
The Maurices’ credit card is a great tool for people who want to enhance their wardrobe. Individuals who own the card can access their account online, making it easy for them to make their Maurices credit card payment and review their statement.
Potential cardholders can learn more about the Maurices’ credit card by contacting them directly at 866-977-1542. Additionally, would-be cardholders can learn more about the credit card by visiting Maurices’ website and clicking the “Maurices Credit Card” link at the bottom of the page.
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