UPDATED December 8, 2017 Credit cards are American as apple pie. Numerous households across the United States have multiple credit cards. They have credit cards from major financial institutions like Capital One, Wells Fargo, and Citi. We are in no way affiliated with MyBJsPerks, continue reading for BJs Credit Card Login access.
They also have store-branded credit cards that offer them exclusive savings and promotions at a particular retailer. Some store-branded credit cards are backed by major credit cards, such as MasterCard and Visa, allowing cardholders to use their cards both in-store and everywhere else MasterCard and Visa are accepted.
BJs’ Credit Card login is one such store-branded credit card. BJ’s is an American wholesale club that’s only accessible to members. BJ’s Wholesale Clubs are located throughout the United States East Coast, in the vast state of Ohio, and online.
The Advantages of Owning a BJs’ Credit Card
BJ’s Wholesale allows members to purchase bulk items at discounted rates. Many people who are members of the wholesale club see value in this. They can shop at the retail giant and stock up on items they use on a regular basis. If they own a BJ’s credit card, then they can charge their purchase, allowing them to extend their household’s budget.
Additionally, the BJs’ credit card offers cardholders exclusive benefits. Cardholders can earn cash back on their purchases. With the ability to earn cashback, cardholders realize additional savings on their purchases.
Cardholders also receive a reduced price at the pump. Instead of paying the regular price listed, cardholders save an extra $.10 off the price of each gallon of gas at the pump. With gas prices fluctuating up throughout the year, the ability to reduce the cost of gas can save household hundreds of dollars during a year.
BJ’s offers three different Mastercards, the My BJ’s Perks MasterCard, the My BJ’s Perks World MasterCard, and the My BJ’s Perks World for Business Card. Each credit card offers exclusive myBJsperks that allow cardholders to accrue points that can be used towards future purchases. Learn more about MyBJsPerks and creating a BJs Credit Card Login on the website.
People who have a BJs’ card reduce the cost of their annual BJ’s Wholesale Club membership. Instead of paying $50 each year to maintain their membership, cardholders pay only $40 when they are in the Perks Plus program.
Disadvantages of a MyBJsPerks
Although BJ’s offers a host of benefits to cardholders, there are some drawbacks to owning the BJ’s credit card.
The myBJsperks aren’t as attractive as other credit cards. Members who want to take advantage of these perks have to spend handsomely at BJ’s to see significant rewards. Unfortunately, some people may find that spending a lot isn’t cost-effective when it comes to the rewards points they receive.
The interest rate for the credit card varies between 13.99 to 27.99%, based on an individuals credit score. The full range between the lowest and highest interest rate may be alarming to some because in the event of a credit problem, Comenity Capital Bank, the issuer of the card, may increase the cardholder’s interest rate.
Of course, to get approved for the credit card, would-be cardholders must have acceptable credit. Unfortunately, people who have unfavorable credit histories based on Comenity Capital Bank’s standards are often declined for the card.
Managing BJs Credit Card Login
One of the perks of owning a BJ’s credit card is the fact that you can manage your credit card online. Cardholders can use the BJs credit card login to access their account. Once there, they have access to a host of activities, including the ability to make payments, review their usage, and change their personal information.
Additionally, cardholders can use the BJs credit card login with peace of mind. Access to the site is secure.
History and Contact
BJ’s Wholesale Club is an American retailer that operates primarily along the United States East Coast. The retailer offers three different credit cards that allow cardholders to take advantage of exclusive perks other members don’t have access without the BJ’s credit card.
People who have the card or who want to learn more about the card can contact customer service at 855-269-1622. They can also mail correspondence to the following address:
Comenity Capital Bank
PO Box 659834
San Antonio, TX 78265
If you forgot your BJs Credit Card Login, please see Username Recovery
If you forgot your MyBJsPerks password, please Reset Your Password
Note: We are not an affiliate with BJs Credit Card Login. You should NOT contact us with any sensitive information that is of a personal nature. We are merely a resource that provides information.