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UPDATED December 8, 2017 – Have you had trouble with overdraft fees with traditional bank checking accounts? Poor credit? Or perhaps just needing a good budgeting tool. Then you might be in the market for prepaid debit card. Today we look into the details of the ACEEliteCard offered by Ace Cash Express and the fees that are associated with this prepaid Visa card. are probably best known for their Blue Visa card which allows users to have their government payments, tax refunds or payroll automatically deposited to the debit card. We are in no way affiliated with AceElite Credit Card, continue reading forAce Elite login access.

See the fees below and make sure you know what you are getting into by using prepaid debit cards. Although they don’t require a typical credit check like when you apply for a credit card, they also do not help rebuild your credit score and are known for charging excessing overdraft fees. For more information on rebuilding your credit score 

AceEliteCard Account Features

Immediate Direct Deposit – Get the money in your account up to two days faster. If your bank cheats you by making an electronic transfers from your checking account take up to three days, get rid of this problem! Electronic Funds Transfers (EFT) are immediate and reflected instantly in your Ace Elite™ card balance.

24/7 Alerts – The Ace Elite Visa card gives its members immediate alerts for every transaction. If they are legitimate, there is no action needed. However, if the transactions are not authorized, immediate warning is the best way to protect the account balance from fraudulent transactions. Get this information sent to your mobile device by downloading a mobile app.

Cash Withdrawals at No Cost – The system has over on thousand locations in America that are part of the Ace system. They give up to $300 cash withdrawal per day without a transaction fee. It is difficult to find traditional credit card companies that will offer this service with out a fee.

Annual Savings Rate of 5%! – Really seriously, if you put money in an ACEEliteCard savings account you will earn 5% each year. Compare this to less than 1% offered by traditional checking accounts. There is no minimum balance required to earn this money and no monthly fee for a savings account.

It is OK to make a small mistake – As long as you have direct deposits from your pay or government benefits that are regular and at least $500 per month, the will cover small math mistakes and pay for any overdraft up to $10 without charging a fee. So, if you make a small math mistake, you will not get a financial penalty. We will cover it for you.

The Downside
Companies like netSpend which operates Ace Elite prepaid debit cards make millions of dollars off overdraft fees and other pay as you go fees. It’s important to note that this is not a credit card and their for will not be able to build your credit score with it. This is why many will choose a secured credit card which allows you the same prepay features.    If you do not have EFT funding transactions that are at least $500 per month, you will be charged a $5 monthly fee for your AceElitecard. Most people do not have this problem so the benefits of this Ace Elite™ card including the extra reward points for purchase will help most people.

ACE Elite Plans ACE Elite Pay-As-You-Go Plan ACE Elite FeeAdvantage Plan (Monthly)
Fee Plan Cost N/A $9.95
Signature Purchase Transactions $1.00 each included
PIN Purchase Transactions1 $2.00 each included
Average Cost Per Month $15.003 $9.95

Login Issues


If you forgot your Ace Elite login, please see Username Recovery password, please see Reset Your Password

Company Contact Information for Customer Service

Phone: (866) 355-6815
Email: [email protected]

Installment Loans
Phone: (877) 876-2274
Email: [email protected]

Title Loans
Phone: (877) 769-2172
ACE Prepaid Debit Card
Email: [email protected]

ACE Elite
PO Box 2136
Austin, TX 78768-2136

Note: We are not affiliated with Ace Elite, and you should NOT contact us with any sensitive information that is of a personal nature. We are merely a resource that provides information.

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  1. harold branscum
    • Jodi

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